Plastic Surgery Financing
We consider it a privilege that you have chosen us for your plastic surgical needs! We strongly believe that an informed patient is a good patient and that your clear understanding of our financial policy is important to our professional relationship. We off complimentary cosmetic consultations to each of our patients.
When is Payment Due?
Payment is due at the time of service unless arrangements have been made in advance with your insurance company. It is your responsibility to provide current and updated insurance information, which includes bringing your insurance card to the appointment with you so we may make a copy.
Your insurance policy is a contract between YOU and your insurance COMPANY. If your plan allows you to go out of network, as a courtesy to you, we will file your insurance claim. If we receive a check from your insurance carrier, we will refund any overpayment to you. If you are here as a result of an auto accident we require that you pay your charges at the time of service or provide us with your No-Fault insurance information and/or attorney’s information. In case of a lawsuit, we will file a lien with them for the charge.
What Are My Payment Options?
We accept cash, personal checks, cashier’s check, money order, Visa, MasterCard, and Discover. There will be a $35.00 fee for any checks returned for non-sufficient funds. Cosmetic surgery is not covered by insurance; therefore, we require payment be made prior to surgery. A $500 deposit will be collected in order to secure a surgery date, and the balance will be collected 2 weeks prior to surgery. Anesthesia and Operating Room fees are paid separately.
Is Payment Refundable?
We consider the pre-op exam as a definitive final consultation prior to the operation. The fee for surgery that is rendered at the pre-op appointment is nonrefundable and nontransferable to another segment of time. If the surgery is rescheduled after the payment has been made there will be a 35% rescheduling fee for the total cost of the surgery. This is done to maintain the continuity of a very valuable and busy surgical schedule. The only exception to this is life-threatening emergencies or medical illnesses prior to the operation. In these exceptional circumstances a 35% rescheduling fee will not apply. We reserve a considerable amount of discretion in implementing this difficult but necessary policy.
It is the patient’s responsibility to complete all pre-surgical diagnostics prior to the pre-operative appointment. If not completed by this appointment, surgery may be postponed and subject to a 35% rescheduling fee or canceled without a refund.
Every effort is made to maintain the predicted operating room and anesthesia hours. However, results are NEVER compromised for time. In these rare occasions that the surgery outruns the determined time you will be billed for additional operating room and anesthesia fees.